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Empower Your Clients with Debt-Free Home Equity Solutions

 
 

 

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The Problem

Life Throws Obstacles in the Way of Your Clients' Wealth Building Journey.

Access a new way for financial service firms to deliver home equity without debt.

No monthly payments

Because Home Equity Investments are not loans, clients pay no monthly payments.

An essential financial tool for clients

Home equity investments are not debt. Instead of underwriting the homeowner, we underwrite your client’s residential property, making it easier for clients to get the cash they need.

Provide your clients with options

Enable your clients to draw cash from home equity in exchange for a shared equity interest. Providing clients a new option to tap trapped equity and leverage greater financial freedom.

Our Partners

Why you Should Partner with Vesta Equity?

Be part of the financial evolution—where partners turn locked home equity into opportunity, growth, and lasting client loyalty.

Homeowners are asset-rich but liquidity-poor and hold trillions in locked-up home equity yet few options to access it without taking on new debt. Vesta Equity solves this problem with a regulatory-compliant, blockchain-enabled solution that connects homeowners and investors to create shared Home Equity Investments (HEIs). For our partners like RIAs, credit unions, regional banks, and debt management firms that means new revenue and engagement opportunities, debt-free solutions for clients and members, and a forward-thinking value proposition built on transparency and trust.
“47.59% — The percentage of HELOC applications that were denied in Q4 2024." - Home Mortgage Disclosure Act
Our Solution

How it Works

Provide Client Liquidity Without Added Debt

Your clients’ financial well-being is your highest priority. When they need access to funds, traditional loans, portfolio withdrawals, or selling their homes may not be the best options. Partnering with Vesta Equity empowers you to offer a smarter, debt-free liquidity solution by enabling homeowners to unlock their home equity for cash, without taking on monthly payments. Elevate your financial services by providing innovative, client-aligned solutions that preserve wealth and financial flexibility.

Benefits to Homeowner Clients - Debt-Free Cash for Home Equity:

  • Non-debt source of cash.
  • No monthly payments with zero impact on credit rating
  • Homeowner retains full legal ownership of their home.
  • Flexibly exit home equity investment —no fixed timelines.
  • Multiple Use Cases:
    • Retire burdensome high-cost consumer debt loads.
    • Cover educational expenses.
    • Pay healthcare costs.
    • Rebalance home equity into a diverse portfolio to create investment cash flows.
    • Solve estate planning and family law needs requiring liquidity without selling the primary residence.
    • Bridge retirement income without debt.

Benefits to our Partners - A Novel and Important Planning Tool:

  • Differentiated Value: Provide clients with a novel equity based liquidity solution.
  • Provide Cash: to home equity rich clients (e.g. small business owners, age-in-place retirees, and more ) who often don’t qualify for HELOC’s or who don’t want more debt to seamlessly access their hard earned equity.
  • Compliant & Secure: Operates within UCC 8 and UCC 12 frameworks and lien-protected structures
  • Plug-and-Play Integration: Choose the partnership model that fits your business — no heavy tech lift required. 
  • Revenue Growth: Earn revenue on each successful home equity investment.
  • Client Retention: Offer innovative liquidity options that keep clients engaged and loyal.
  • Transparency: Immutable data through blockchain verification, digital records, and clear performance reporting.
"SEC Registered Investment Advisors have over $128.4 trillion of assets under management." - Investment Adviser Industry Snapshot 2024
Act Now

Become a Home Equity Investment Partner with Vesta Equity

Join the network of forward-thinking financial institutions helping homeowners achieve debt-free financial freedom

How a Partnership Works:

  1. Partner Enrollment – Choose your model from referrals, co-brand, or white label API integration.
  2. Engage Clients or Members – Introduce them to the Vesta Equity home equity solution using branded tools and educational materials.
  3. Enable Transactions – Homeowners access liquidity through equity investments funded by institutional investors.
  4. Track & Earn – Access performance dashboards, compliance reports, and shared-revenue analytics in real time.
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Samir Singh

Chief Product & Operations Officer
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Making Access to Home Equity Easy

Frequently Asked Questions

HEIs are equity-based, not debt-based. Homeowners receive funds in exchange for a shared equity interest, with no monthly payments or interest.

Latest Content

Elevatus Wealth Management Partners with Vesta Equity to Empower Clients with Debt-Free Home Equity Access

Victor, NY – 03/11//2025 – Elevatus Wealth Management, a leading registered investment advisory (RIA) firm, and Vesta Equity, the pioneering home equity investment platform, are proud to announce a groundbreaking partnership. This collaboration will allow Elevatus clients to access their home equity without taking on debt, revolutionizing how RIAs support their clients' financial goals...

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