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Privacy & Terms of Use

Effective Date: February 5, 2025

Privacy Policy

At Vesta Equity, Inc. ("Vesta," "we," "our," or "us"), we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your data when you visit our website www.vestaequity.net ("Website").

1. What Information We Collect About You

We collect various types of information to provide and enhance our services:

  • Personal Information: When you interact with our Website, you may provide us with personal details such as your name, email address, phone number, and other contact information.
  • Usage Data: We automatically collect information about your interactions with our Website, including IP addresses, browser types, geolocation, pages visited, and the duration of your visit.

2. How We Use Information We Collect

We use the collected information for various purposes, including:

  • Providing Services: To facilitate and manage your interactions with our Website.
  • Communication: To send you updates, newsletters, and promotional materials related to our services.
  • Improvement: To analyze usage patterns and enhance the functionality and user experience of our Website.
  • Compliance: To comply with legal obligations and regulatory requirements.
  • Affiliates: To provide your information to our wholly owned subsidiaries in the event you seek to use our home equity investment services available in your state.

3. How we Share Information we Collect

We may share your information under the following circumstances:

  • Service Providers: With trusted third-party vendors who assist in operating our Website and services, subject to confidentiality agreements.
  • Legal Requirements: When required by law or to protect our rights, property, or safety, or that of others.
  • Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

4. Data Security

We implement reasonable security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

5. Your Rights Under Applicable Privacy Laws

Depending on your jurisdiction, you may have specific rights regarding your personal information:

  • Right to Know: You have the right to request information about the personal data we collect, use, disclose, and sell.
  • Right to Delete: You can request the deletion of your personal information, subject to certain exceptions.
  • Right to Opt-Out: You have the right to opt out of the sale of your personal information.
  • Non-Discrimination: We will not discriminate against you for exercising your rights under applicable privacy laws.

To exercise these rights, please contact us at privacy@vestaequity.net. Please note that we may need to verify your identity before processing your request.

6. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our Website. You can manage your cookie preferences through your browser settings.

Our website uses Google Analytics, a service provided by Google, Inc., to analyze website traffic and usage. Google Analytics collects data such as your IP address, browser type, operating system, and pages visited. This information is used to evaluate website activity and enhance user experience. Google Analytics uses cookies to collect information about your interactions with our website. These cookies help us understand user behavior and improve our services.

7. Changes to This Privacy Policy

We may update this Privacy Policy periodically. Any changes will be posted on this page with an updated effective date. We encourage you to review this Privacy Policy regularly to stay informed about how we are protecting your information.

8. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us at:

Vesta Equity, Inc.
privacy@vestaequity.net
www.vestaequity.net

Effective Date: February 5, 2025

Terms of Use

Welcome to the Vesta Equity, Inc. ("Vesta Equity") website (“Website”). By accessing or using the Website, you agree to comply with and be bound by the following terms and conditions ("Terms"). If you do not agree with these Terms, please do not use the Website.

1. Acceptance of Terms

By accessing or using the Website, you acknowledge that you have read, understood, and agree to be bound by these Terms as they may be amended and posted from time to time.

2. Use of the Website

You agree to use the Website solely for lawful purposes and in a manner consistent with all applicable laws and regulations. You are prohibited from:

  • Using the Website in any way that could damage, disable, overburden, or impair the website's functionality.
  • Attempting to gain unauthorized access to any portion or feature of the Website or any other systems or networks connected to the website.
  • Using any automated means to access the Website for any purpose without our express written permission.

3. Intellectual Property Rights

All content on the Website, including text, graphics, logos, images, and software, is the property of Vesta Equity or its content suppliers and is protected by international copyright laws. Unauthorized use of any content may violate copyright, trademark, and other laws and is prohibited.

4. Feedback Rights

By submitting any feedback, suggestions, or ideas to Vesta Equity, you grant us a non-exclusive, worldwide, perpetual, irrevocable, royalty-free license to use, reproduce, modify, adapt, publish, translate, distribute, and display such feedback in any media. You agree that Vesta Equity may use any feedback you provide without any compensation or obligation to you.

5. Disclaimer

The Website and its content are provided "as is" and "as available" without any warranties of any kind, either express or implied. Vesta Equity disclaims all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. Vesta Equity does not represent or warrant that the Website will be uninterrupted, error-free, or free of viruses or other harmful components.

6. Limitation of Liability

To the fullest extent permitted by applicable law, Vesta Equity, its affiliates, officers, directors, agents, and employees shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from:

  • Your access to or use of or inability to access or use the Website.
  • Any unauthorized access to or use of our servers and/or any personal information stored therein.
  • Any interruption or cessation of transmission to or from the Website.
  • Any bugs, viruses, trojan horses, or the like that may be transmitted to or through the Website by any third party.
  • Any errors or omissions in any content or for any loss or damage incurred as a result of the use of any content posted, emailed, transmitted, or otherwise made available through the Website.

7. Exclusive Remedy

Your sole and exclusive remedy for any dissatisfaction with the Website or these Terms is to discontinue your use of the website.

8. Binding Arbitration and No Class Action

Please read this section carefully. It affects your legal rights, including your right to file a lawsuit in court.

ANY DISPUTE ARISING OUT OF OR RELATING TO THESE TERMS OR THE WEBSITE SHALL BE RESOLVED THROUGH FINAL AND BINDING ARBITRATION, RATHER THAN IN COURT. YOU AGREE TO ARBITRATE ALL DISPUTES ON AN INDIVIDUAL BASIS AND WAIVE ANY RIGHT TO PARTICIPATE IN A CLASS-ACTION LAWSUIT OR CLASS-WIDE ARBITRATION.

In the event of any dispute arising out of or relating to these Terms or the use of the Website, the prevailing party in arbitration shall have the right to have the arbitration award entered as a judgment in any court of competent jurisdiction.

9. Assumption of Risk

You acknowledge and agree that:
  • The internet is inherently insecure, and you accept the security risks associated with transmitting information over the internet.
  • Vesta Equity does not control third-party networks or systems and is not responsible for the performance or security of such networks or systems.
  • You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output and for maintaining a means external to the Website for any reconstruction of any lost data.

10. Not Intended as Legal or Financial Advice

The content on the Website is provided for general informational purposes only and is not intended to constitute legal, financial, or investment advice. You should consult with a professional advisor before making any legal, financial, or investment decisions.

11. Severability

If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, such provision shall be enforced to the maximum extent permissible, and the remaining provisions of these Terms shall remain in full force and effect.

12. Waiver

No waiver of any term or condition set forth in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of Vesta Equity to assert a right or provision under these Terms shall not constitute a waiver of such right or provision.

13. Change to Terms

Vesta Equity reserves the right to modify these Terms at any time. Any changes will be effective immediately upon posting on the Website. Your continued use of the Website after any such changes constitutes your acceptance of the new Terms.

14. Contact Information

If you have any questions about these Terms, please contact us at:

Vesta Equity, Inc.
info@vestaequity.net