Our Community

“Home equity financing has not changed in over a century. So, we decided to connect homeowners directly to investors. By doing this we eliminate lenders and liberate home equity for the homeowner and investor to create a more prosperous future for all.”

The Vesta Equity Team

Our Inspiration

We created Vesta Equity to remove all the barriers in accessing home equity and create an open global marketplace for homeowners and investors.

We connect investors to homeowners that want to access the cash in their home to pursue their financial dreams without the encumbrances, hassles and costs of institutional loans. Our property investors are looking to add residential property investments to their portfolio without the risks, complications, and expenses of full property ownership.


Users undergo a rigorous KYC/AML process to protect the integrity of the solution and ensure 100% regulatory compliance.


All properties are vetted, professionally appraised, and ownership is verified. The property is then tokenized using Algorand’s Standard Assets (ASA) system. Full legal rights for the homeowner and investor are embedded in smart contracts while investor rights are protected by Vesta Equity’s registered deed of trust instrument with the homeowner and local registry office.


Users are provided with a blockchain wallet that operates using a stablecoin pegged 1:1 to the US dollar. This ensures transactional stability for listings, offers, and closings. Users can choose to offramp funds at any point in time to a preferred fiat currency by wire transfer or cryptocurrency in minutes.


The platform is built on blockchain which is a distributed ledger technology that ensures a common immutable and incorruptible record of all transactions.

“Generally, there are three rules when it comes to borrowing money: You need to have good credit, proof of income and cash for a down payment. Most people have the first two, but it's the third that trips them up. And nowhere does that come into play more than the mortgage market.”

Jean Chatzky, Financial Editor

Our Team

We believe real capitalism only truly exists when each party can transact free of middlemen without unnecessary costs.

Michael is an entrepreneurial business leader with 25+ years of experience building innovative, digitally focused companies. He has worked with Canadian, US, & European enterprises, providing him with a global perspective. His skill sets include product development, high yield revenue management, digital marketing & acquisition, branding, sales management, customer success, fundraising, investor relations, P&L, team building, & partnerships. He is now focused on the intersection of business strategy & blockchain technology & is a CIO Certified Blockchain Professional. He is also an amateur competitive OCR & ultra-marathon racer.

Michael Carpentier

CEO and Co-Founder

Imran is a business leader with 15 years in advertising technology, digital marketing, & logistics experience. Recently, he oversaw marketplace quality for over $800 million of annual transactions on Index Exchange, the world’s largest independent advertising exchange. He has worked on business processes, compliance, project management, product management, business intelligence, business development, client services, administration, & more. He is an executive team’s resident integrator & problem solver. He enjoys delving into to raw & rugged ecosystems when travelling & volunteering at nature-focused organizations to support their operations.

Imran Rahaman

COO and Co-Founder

Taylan is an entrepreneur with 20 years of experience building & scaling digital-focused start-ups in finance, education, healthcare, smart home, online communities, & marketplaces in Canada, the US, & Europe. He is a full-stack developer & technology leader capable of architecting & building systems across cloud, web & mobile platforms & he has 12 years of experience managing & scaling remotely distributed teams. He has helped launch impactful start-ups with a cumulative worth of over $15B today: Robinhood, Algorand, Keen Home, Muse, & Aventri. He loves industrial design & hardware prototyping. In his spare time, he's also a dedicated CrossFit enthusiast.

Taylan Pince

CTPO and Co-Founder

Michael’s strength is in identifying opportunities, building teams, & strategies to achieve profitable results. With 40+ years of successful experience as an entrepreneur, executive, CEO, & board member, he has excelled using well-honed management skills, innovative product development, M&A, organizational planning, & business development. He founded Merit Travel Group in 1991 with 2 employees & led it to a national online & full-service travel enterprise with 550 professional staff & achieving an annual turnover exceeding $400 million. He divested & created Farpointe Investments in 2016. He maintains an active lifestyle but has a passion for aviation & is an active automotive enthusiast.

Michael Merrithew


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Our Partners

We have worked with the best in the industry to build out a leading frictionless debt free home equity finance solution that is 100% secure and scalable. We offer our users innovative but easy to use tools to quickly leverage the equity in their home and investors the opportunity to build growth focused residential real estate portfolios.


Algorand built and developed the world’s first open, permissionless, pure proof-of-stake blockchain protocol that, without forking, provides the necessary security, scalability, and decentralization needed for today’s economy. With an award-winning team, Algorand enables traditional finance and decentralized financial businesses to embrace blockchain for decentralized applications.


Circle helps internet businesses accept payments and send payouts globally in one unified platform. Move digital money leveraging traditional payment rails or do business in a more global, scalable, and efficient way through blockchain infrastructure. Circle seamlessly connects these worlds.


Jumio protects against fraud and financial crime, businesses online need to know and trust that their customers are who they claim to be — and that these customers continue to be trustworthy. Jumio uses the power of AI, biometrics, machine learning and certified liveness detection to help you rapidly convert more customers, stop fraudsters from infiltrating your online ecosystem and get in compliance with KYC/AML.


Four attorneys from elite law firms and one from the Securities and Exchange Commission formed Ketsal. They designed a setting where legal advisory services and nonlegal consulting services could organically coexist. Ketsal helps startups and fintechs launch, thrive, and cultivate a strong compliance backbone. Companies come to them to help build durable projects from scratch.